Our Blog


what is the difference between a home inspection and an appraisal

posted on
what is the difference between a home inspection and an appraisal

We are often asked, what is the difference between a home inspection and an appraisal?

Both Home inspections and appraisals play key, but separate, roles in the home-buying and -selling process.

A home inspection is primarily intended to protect the prospective buyer from purchasing a home with structural defects and other major problems. The home appraisal is meant to protect the lender from paying more than the house is worth.

  • What is a home appraisal?

A home appraisal is a valuation of your property conducted by an “expert” licensed appraiser assigned to your case by a bank or other lending institution (generally at random, based on new banking regulations). Home appraisers visit your property to assess the condition of the space and take an inventory of its features.

  • What is a Home Inspection?

A home inspection is a visual and functional inspection of all major systems of the home, including the structure, roof, exterior, interior, electrical system, HVAC system(s), plumbing system, and appliances.

  • Are both home inspections and Appraisals required to purchase a property?

Answering that question really depends on the type of financing and the buyers desire to order an inspection. Some Like the VA require an appraisal but not necessarily an home inspection.

In short If completed properly a professional home inspection ensures that you aren’t “buying a lemon.” Certain problems, such as radon or mold, are often invisible to the naked eye but can cost a small fortune to fix. You need the information from an inspection to help you determine how much you’re willing to pay for a home, what repairs will be necessary, and whether or not you’d like to walk away from the deal.

Whether you are seeking out a Home Inspection Company or if you are taking a recommendation from a realtor Once you’ve identified a few strong candidates—including the one your agent recommends—you should check out their website, look for reviews and interview them. Make sure to ask them how long an inspection will take, how soon you can see the home inspection report and about their experience.

Google, Angie's List Home Advisor are good resources to search as well as NACHI (National Association of Credited Home Inspectors) You should choose a home inspector you feel confident in that has a track record and good ratings.

A reliable Home Inspection Company in the Minneapolis Saint Paul area is Inspections Plus Guru. With many positive reviews across many platforms Inspections Plus is a trusted name in Home Inspections, Radon Inspections, Mold Inspections and more.

Contact, Inspections Plus Guru for your property inspection needs today!


Home Inspection Companies Minneapolis | Home Inspection Companies Saint Paul | Mold Inspections

Categories: Inspection | Tags: home inspection companies minneapolis , home inspection companies saint paul , accredited home inspection companies , accredited home inspection companies saint paul , accredited home inspection companies minneapolis | View Count: (351) | Return

Our Pricing

Home Inspections

100-3,000 Square Feet:

3,001-4,000 Square Feet:

4,001-6,000 Square Feet:

Townhome Under 3000 Sq Ft

Condo Under 3000 Sq Ft






Specialty Inspections

Sewer Scope Inspection